Terms of Service
## 1. Acceptance of Terms
By accessing and using GoPremium's services, you agree to be bound by these Terms of Service. These terms govern your use of our website, mobile applications, and all related services.
2. Service Description
GoPremium provides borderless banking and money transfer services, including: - Digital wallet services - International money transfers - Currency exchange - Payment processing - Digital banking services
3. Account Registration
### 3.1 Eligibility - Must be at least 18 years old - Must provide valid identification - Must have legal capacity to enter into contracts - Must be a resident of a supported jurisdiction
### 3.2 Account Information - You must provide accurate, current information - You are responsible for maintaining account security - You must notify us of any unauthorized access
4. Financial Services
### 4.1 Transfers and Payments - All transactions are subject to verification - Fees are disclosed before transaction completion - Exchange rates are provided in real-time - Transaction limits may apply
### 4.2 Currency Exchange - Rates are updated in real-time - Conversion fees are clearly displayed - Market fluctuations may affect rates
5. User Responsibilities
You agree to: - Maintain accurate account information - Protect your account credentials - Use services for lawful purposes only - Comply with all applicable laws - Report unauthorized transactions
6. Prohibited Activities
Users must not: - Violate any laws or regulations - Provide false information - Attempt to circumvent security measures - Use services for illegal purposes - Engage in fraudulent activities
7. Fees and Charges
- Transaction fees are clearly disclosed
- Currency conversion fees apply
- Premium service fees where applicable
- Additional services may incur charges
8. Privacy and Data Protection
We protect your data according to our Privacy Policy, including: - Personal information collection - Data usage and sharing - Security measures - User rights and choices
9. Intellectual Property
- All content is protected by copyright
- Trademarks are owned by GoPremium
- Limited license for personal use
- No commercial use without permission
10. Limitation of Liability
- Service provided "as is"
- No warranty of uninterrupted service
- Limitations on damages
- Force majeure provisions
11. Termination
We may terminate services if you: - Violate these terms - Engage in prohibited activities - Provide false information - Use services fraudulently
12. Changes to Terms
- We may update these terms
- Notice will be provided
- Continued use implies acceptance
- Regular review recommended
13. Governing Law
These terms are governed by [Jurisdiction] law, without regard to conflict of law principles.
14. Contact Information
For questions about these terms: - Email: legal@joingofree.com - Address: [Company Address] - Support: help@joingofree.com
Last updated: January 1, 2024
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